Author Archives: Richard Adler
-
Seven Questions About Disability Insurance, Answered
Posted on July 19, 2016 by Richard Adler in BlogDisability often comes out of nowhere. You’re going about your daily life, feeling good about the way that things are going, and then suddenly you’re unable to care for yourself and your family. We rely on our bodies constantly and assume that they will be there to support us. How can you cope when your […]
No Comments. Continue Reading... -
31 Specifics About Group Insurance Plans
Posted on July 12, 2016 by Richard Adler in BlogIf your employer provides insurance as part of its benefits package that’s not part of government-backed benefits plans, that kind of insurance is called group insurance. Here are thirty one specifics about group insurance plans that will help you to better understand what kinds of plans are offered, how they work, and the elements and […]
No Comments. Continue Reading... -
Registered Retirement Savings Plan 101
Posted on July 5, 2016 by Richard Adler in BlogIntroduced in 1957, the Registered Retirement Savings Plan (RRSP) was part of a Canadian initiative to encourage people to save more for retirement. With a wide variety of tax advantages that can help when formulating a tax planning strategy, the RRSP has become an important part of the way that Canadians save money for the […]
No Comments. Continue Reading... -
Compelling Reasons that you Need Life Insurance
Posted on June 28, 2016 by Richard Adler in BlogMost people don’t buy life insurance – it’s sold to them. That’s a critical distinction, because life insurance isn’t a one time purchase, it’s something that you are hopefully going to need to purchase again and again over the course of your lifetime. If someone sells you an insurance policy, then that’s an “in the […]
No Comments. Continue Reading... -
Buying Long Term Care Insurance – Things Everyone Should Consider
Posted on June 21, 2016 by Richard Adler in BlogHow long are you planning to live? Eighty years? Maybe a hundred? Will all of those years be healthy ones? What happens if they aren’t? No one likes to look into their future and imagine that they’re going to need to rely on the help of others in order to do daily tasks or to […]
No Comments. Continue Reading... -
What You Need to Know About Group RRSPs
Posted on June 14, 2016 by Richard Adler in BlogOne of the most common forms of financial plans is what’s known as a group Registered Retirement Savings Program (group RRSP). There are lots of reasons that these plans are so common, and even more reasons why they are popular. For lots of people, a group RRSP represents the best of all worlds when it […]
No Comments. Continue Reading... -
Crunching the Numbers to Get Money For Retirement
Posted on June 7, 2016 by Richard Adler in BlogRetirement is going to cost you a LOT of money. Those numbers can be intimidating. Think about it – right now you spend all year working hard to make enough money to live on. When you retire, you want to be able to live to a similar standard to the one that you’re accustomed to, […]
No Comments. Continue Reading... -
Making the Most of Your Canada Pension Plan (CPP)
Posted on May 31, 2016 by Richard Adler in BlogWhen planning for retirement, the Canada Pension Plan (CPP) is one of the top places that people look to in order to provide for themselves in their golden years. Though everyone in Canada who is employed is required to contribute to the CPP, simply making contributions without knowing what they mean for your eventual benefit […]
No Comments. Continue Reading... -
You’re Young, You’re Healthy, and You Still Need to Think About Life Insurance
Posted on May 24, 2016 by Richard Adler in BlogWe’d all like to think that we’re going to live forever. That’s just not reality. Even if you’re young and incredibly healthy, you never know what tomorrow is going to bring. Accidents happen, disease comes out of nowhere, and the bottom line is that you really just can’t predict where life is going to take […]
No Comments. Continue Reading... -
Critical Questions about Critical Illness Insurance
Posted on May 17, 2016 by Richard Adler in BlogMind the gap – that’s what many Canadians are thinking when they buy critical illness insurance. They’re worried that in the event of something catastrophic, they won’t be able to manage their family needs or their medical bills without additional protections and benefits. They’re concerned about the “gap” between the benefits that they do have […]
No Comments. Continue Reading...