• Travel Insurance

    Posted on February 10, 2013 by in Blog

    Medical Travel InsuranceMorgan National can offer insurance for Canadians travelling outside their province of residence as well as travel insurance for visitors to Canada.

    Travel insurance consists of Emergency Medical Insurance with options to purchase Trip Interruption and Lost/Delayed Baggage insurance.

    Why Travel Insurance?

    For your protection! We can provide up to $5,000,000 of emergency medical insurance, affordable coverage for virtually any out-of-province emergency medical need.

    Consider these true cases:

    A Canadian trips while stepping off a curb in the US. An ambulance picks him up and transports him to the hospital where he stays just 1 night – total cost $25,000 all paid by the insurer.

    A pregnant woman while visiting in the US gives birth prematurely to a set of twins…..they stay several weeks in the hospital. Total cost: $1.2 million, all paid by the insurer.

    Travel emergencies do happen, from tripping off a sidewalk, vehicle accidents, snake bites and a host of other mishaps.

    • Travel insurance can be purchased for a single trip or multiple trips, the latter being recommended if two or more trips are planned in the course of the year, due to a lower cost structure.
    • Discounts are available when travelling with a companion.
    • Family rates are also available.
    • Options to purchase trip interruption and lost or stolen or delayed luggage are also available.
    • If you have travel insurance as part of your employer’s group benefit plan and you will be away for a period of time in excess of the days provided by the benefit plan (generally 60 days), “top-up” travel insurance can be purchased to the excess days.

    If you are under the age of 55 no medical underwriting (i.e. medical qualifying) is required, but note that travel insurance is meant to cover emergencies only…it does not insure for prior medical conditions except for emergencies arising out of these prior medical conditions.

    *Note: Restrictions may apply. If you are unsure of the safety of travelling to your destination country, contact the Government of Canada website: http://travel.gc.ca/travelling/advisories to determine if travel advisories have been issued for the country you are visiting.

    For more information on travel insurance or to receive a no-obligation quote, contact Morgan National Corporation at 1-866-595-3533.